Data Privacy Notice

GENERAL

QCredit Corp. (also collectively referred as “Company”, “we”, “our” and “us”) established this Data Privacy Policy to show that we recognize and value your privacy rights.

APPLICABILITY

This Data Privacy Policy applies to Personal Information we collect on the websites, applications, and points of contact listed below (collectively, the “Sites”):

• www.qcreditcorp.net

• facebook.com/qcreditcorpofficial

• QCredit Corp. mobile apps for Android and iOS

• Customer Feedback [wecare@qcreditcorp.net]

• Our Contact Centers and such other websites, application, and point of contact that we will develop in the future.

PROCESSING OF INFORMATION BY THIRD PARTY AND LINKS TO OTHER WEBSITES

This Data Privacy Policy shall not apply to third party service providers and to other websites which has white label link to our Sites. The processing of your Personal Information in the third party’s Sites is subject to their respective Data Privacy Policy. In no event will the Company be responsible for the information these third parties will collect and process, neither will the Company be liable for any loss, damage, or injury arising out of or in connection with the use of or reliance on such third party.

PERSONAL INFORMATION WE COLLECT

“Personal Information” is information that identifies you as an individual, which could also be considered “sensitive personal information,” such as but not limited to the following:

• Name

• Age

• Date of Birth

• Gender

• Contact Details [Address, Telephone number (including home and mobile phone numbers), Email address]

• Nationality

• And such other additional information that will be required in relation with herein declared purpose and use of information

If the Personal Information was provided by a minor or one who is not legally capable of entering into contractual transactions without parental or guardian consent, the parent or guardian shall be responsible in giving the consent required under this Data Privacy Policy and in correcting any information given or in informing us that the information should be disregarded or deleted.

If you provide us or our service providers with Personal Information of other people in connection with the services we offer, you hereby represent that you have the authority to do so and have secured consent to permit us to use the information in accordance with this Data Privacy Policy

USE OF THE PERSONAL INFORMATION

We will use your personal information for the following purposes:

• To process your loan applications and other incidental request;

• To contact you about your loan applications;

• To conduct marketing activities including sending out of email and SMS, for our products and services, or products and services of third parties, and to conduct market and other historical and scientific research to improve our products, services and marketing activities and generating consumer insights which may include combining personal information from third parties or public sources;

• To maintain records and comply with our legal obligations;

• To comply with our obligation under the Credit Information System Act or Republic Act No. 9510;

• For customer support, including resolving and providing assistance for suspected unfair debt collection practices, personnel complaint/misconduct, online loan applications, or responding to other inquiries, requests or investigation;

And for all other purposes necessary for the provision of loan and other incidental services pursuant to your transaction.

TO WHOM DO WE SHARE YOUR PERSONAL INFORMATION

In compliance with this Data Privacy Policy, your personal information may be shared to third parties in connection with the sale and provision of loans, including: our service providers and suppliers, including those providing banking services, financial technology services, services providing information technology services such as data storage, communication networks, software and system development, maintenance and support, and information processing, analysis and reporting; and providing services in the course of investigating a complaint or a security incident.

In compliance with our legal obligations under the law and to various law enforcement agencies and regulatory authorities, we will disclose your Personal Information upon the request of the respective authorized officers.

SECURITY

We have established appropriate physical, technical, and organizational security measures to protect the Personal Information provided to us. We use several security techniques including secure servers, firewalls, and encryption in safeguarding the storage of data. Personal Information is encrypted as it travels over the internet because we use a Security Sockets Layer (SSL) protocol. These safeguards are regularly reviewed to protect against unauthorized access, disclosure and improper use of your information, and to maintain the accuracy and integrity of the data. We will adapt and implement the necessary changes for security measures to ensure continuous security of your Personal Information.

RIGHTS OF DATA SUBJECT

The Personal Information you have provided in the Sites shall be retained for as long as necessary to fulfill the purposes for which it was collected, to comply with our legal obligations, resolve disputes, and enforce our agreements with third parties. You may exercise your particular Right to Access, Modify and Delete the Personal Information and change marketing preferences, by contacting us through the information provided below:

• Email: wecare@qcreditcorp.net

• Landline: (02) 5310-2796