Loan
Empower Your Business with Market Vendor Loan
Get up to ₱200,000 to grow your business. Repay conveniently through daily installments for up to 5 months.*
*Depending on the credit evaluation and the approved loan term.
Why Loan with QCredit
No Collateral, No Co-maker
Required*
Access the funds you need without pledging assets or asking someone to guarantee your loan, making the application process faster and more convenient.
*PDC may be required depending on the result of the credit evaluation.
Affordable Loan Term
Options
Choose from flexible repayment terms designed to match your business’s cash flow, helping you manage your finances with confidence.
Business Loan for
Every Purpose
Term Options and Interest Rates
| Loan Term | Monthly Nominal Interest Rate 1 | Monthly Effective Interest Rate 2 |
|---|---|---|
| 60 days | 8.00% | 9.50% |
| 90 days | 7.25% | 8.25% |
| 120 days | 6.50% | 7.25% |
| 150 days | 5.75% | 6.35% |
1 Nominal Interest Rate refers to the contractual rate or the price paid for the use of money and is expressed as a percentage of the total amount borrowed without considering other fees and charges.
2 Effective Interest Rate (EIR) refers to the total nominal interest paid plus other fees and charges, excluding penalty and late payment fees.
Loan Requirements
Eligibility
Applicant must:
◉ Be a Filipino citizen residing in the Philippines.
◉ Own a legitimate business with a physical location for at least six (6) months, capable of generating daily income.
◉ Be at least 18 years old but not more than 75 years old at the time of application.
INITIAL REQUIREMENTS*
◉ Loan Affordability and Suitability Assessment Form [Click here]
◉ MVL Application Form with recently taken 1x1 or 2x2 photo
◉ 1 valid primary ID or 2 valid secondary IDs [See list here]
REQUIREMENTS BEFORE LOAN PROCESSING
◉ Customer Information Sheet (to be provided by our branch personnel)
◉ An android phone with SIM card registered to the applicant
*Additional documents may be required to support your application.
Loan Calculator
(Exc. Sundays) 0.00
(Exc. Sundays + 4 Days) 0.00
Daily repayments above are indicative only and depend on the term selected.
